Wills and Probate Solicitor
What is a Will?
A will is a legal document that you write during your lifetime. The main purpose of a Will is to set out who you want to inherit your money, property and other possessions when you pass away. These people are called your beneficiaries.
A will enables you to make other arrangements that will come into force when you die. For example, you can name executors who will be responsible for winding up your affairs and distributing your assets your beneficiaries. You can name legal guardians who will care for your children if they are under the age of 18. You can also specify any funeral preferences, such as whether you want to be buried or cremated.
If you die without a will, you are said to have died 'intestate'. Your estate (which is the collective word for everything someone owns when they die) will be distributed to your family members. The law will decide who gets what, regardless of any wishes you may have expressed while you were alive.
What is Probate?
Probate is the legal process that happens when someone dies. The main purpose of probate is to give a person (or people) the legal authority to deal with a deceased person's estate. These people are called personal representatives.
Probate enables the personal representatives to access the deceased person's assets, such as their bank accounts, property, and pensions. It means they can do things such as:
Finalise utility bills
Sell or transfer property
Gather in assets, including pensions, stocks, shares and savings
Liquidate (sell) all the assets in the estate
Pay any outstanding debts using funds from the estate
Calculate and pay any income tax or inheritance tax due
Distribute the estate to beneficiaries (as set out either in the will, or the law).
With our Probate Complete Service we take full responsibility for getting grant of probate and dealing with the legal, tax (excl VAT), property and estate administration affairs.
Probate isn't needed every time there is a death. Generally there are two scenarios where Probate won't be needed:
The deceased person's husband or wife is still alive, in which case assets that are jointly owned will automatically pass to the surviving spouse
The deceased person owned very little – known as having a small estate
Otherwise, it's highly likely that the deceased's loved ones will need to go through the probate process.
Without probate, the deceased person's assets will effectively remain 'in limbo'. There won't be anyone with the legal authority to deal with the estate, so it can't be administered and distributed to the beneficiaries.
London is the capital and largest city of England and the United Kingdom. It stands on the River Thames in south-east England at the head of a 50-mile (80 km) estuary down to the North Sea, and has been a major settlement for two millennia.[9] The City of London, its ancient core and financial centre, was founded by the Romans as Londinium and retains boundaries close to its medieval ones.[note 1][10] Since the 19th century,[11] "London" has also referred to the metropolis around this core, historically split between the counties of Middlesex, Essex, Surrey, Kent, and Hertfordshire,[12] which largely comprises Greater London,[13] governed by the Greater London Authority.[note 2][14] The City of Westminster, to the west of the City of London, has for centuries held the national government and parliament.
London, as one of the world's global cities,[15] exerts strong influence on its arts, commerce, education, entertainment, fashion, finance, health care, media, tourism, and communications,[16] and therefore has sometimes been called the capital of the world.[17][18][19] Its GDP (€801.66 billion in 2017) makes it the biggest urban economy in Europe,[20] and it is one of the major financial centres in the world. In 2019 it had the second-highest number of ultra high-net-worth individuals in Europe after Paris[21] and the second-highest number of billionaires of any city in Europe after Moscow.[22] With Europe's largest concentration of higher education institutions,[23] it includes Imperial College London in natural and applied sciences, the London School of Economics in social sciences, and the comprehensive University College London.[24] The city is home to the most 5-star hotels of any city in the world.[25] In 2012, London became the first city to host three Summer Olympic Games.[26]
London's diverse cultures mean over 300 languages are spoken.[27] The mid-2018 population of Greater London of about 9 million[5] made it Europe's third-most populous city.[28] It accounts for 13.4 per cent of the UK population.[29] Greater London Built-up Area is the fourth-most populous in Europe, after Istanbul, Moscow and Paris, with 9,787,426 inhabitants at the 2011 census.[30][31] The London metropolitan area is the third-most populous in Europe after Istanbul's and Moscow's, with 14,040,163 inhabitants in 2016.[note 3][4][32]
London has four World Heritage Sites: the Tower of London; Kew Gardens; the combined Palace of Westminster, Westminster Abbey, and St Margaret's Church; and also the historic settlement in Greenwich, where the Royal Observatory, Greenwich defines the Prime Meridian (0° longitude) and Greenwich Mean Time.[33] Other landmarks include Buckingham Palace, the London Eye, Piccadilly Circus, St Paul's Cathedral, Tower Bridge and Trafalgar Square. It has numerous museums, galleries, libraries and sporting venues, including the British Museum, National Gallery, Natural History Museum, Tate Modern, British Library and West End theatres.[34] The London Underground is the oldest rapid transit system in the world.